Trends Today | Blogs Diary

 Each year, Nepal Rastra Bank (NRB) sets the stage for how money moves in the country. Its annual Monetary Policy outlines economic goals, financial regulations, and banking reforms that affect everything — from interest rates and inflation to digital payment growth and IPO participation. In 2025, Nepal stands at a crossroads: a rising tech ecosystem, cautious economic recovery, and increasing youth participation in finance. The 2025/26 Monetary Policy isn’t just a financial document — it’s a roadmap for a digital-first Nepal . Let’s unpack what the policy says, how it reshapes finance for investors and FinTech developers, and how Nepalis can leverage its new provisions to build smart financial futures. 🧠 A Quick Overview: What Is Monetary Policy? Monetary Policy is a strategic framework NRB uses to: Stabilize inflation and control money supply Regulate interest rates and bank liquidity Promote financial inclusivity and innovation Safeguard foreign exchange reserves Su...

 Nepal’s share market has evolved significantly since the digitization of stock trading began. From manual IPO applications to MeroShare, and from paper certificates to electronic portfolios, investors have come a long way in just a decade. But as we look ahead to 2030, the evolution is expected to accelerate — powered by technology, regulation, investor awareness, and global economic shifts. What does the future hold for share trading in Nepal? Whether you're a seasoned investor or just starting out, this guide offers a comprehensive look at upcoming trends, innovations, and challenges shaping NEPSE and beyond. 🧭 Where We Stand Today (as of 2025) Before jumping ahead, it helps to review where Nepal's market is right now: NEPSE Index : Hovering between 1900–2200 amid cautious investor sentiment MeroShare : Still the primary gateway for IPO and FPO applications TMS (Trade Management System) : Used by active traders for buying/selling in the secondary market Digital Wall...

 Why do we save money? Is it fear? Security? Hope? Or discipline? For decades, Nepalis saved the old-fashioned way — in bamboo boxes, under mattresses, inside prayer books. It wasn’t just about the money. It was emotional, habitual, even spiritual. But in 2025, we’re saving through apps. Wallets like eSewa , Khalti , and IME Pay offer savings features, loyalty points, and auto-investment options. Even budgeting is gamified. So, the big question is: Are digital tools improving our relationship with saving — or making it harder to hold onto money? Let’s dive into the psychology. 🧠 Why We Save: The Emotional Drivers 1️⃣ Safety and Control Saving gives people psychological safety — a buffer between chaos and security. In Nepal, saving for healthcare emergencies, education, or festivals is deeply tied to emotional well-being. 2️⃣ Identity and Pride "I’m the one who saved up for my bike." "II applied for IPOs using my own money." Savings create a sense of ...

 A few years ago, talking about investing in Nepal felt intimidating. The average young person didn’t know what a Demat account was, let alone how the stock market worked. But in 2025, that story has radically changed — thanks to a new wave of relatable, inspiring, and savvy content creators known as FinFluencers . Today’s youth aren’t just learning about money. They’re engaging, experimenting, and transforming their financial lives — often one swipe, tap, or like at a time. 🧠 What Is a FinFluencer? FinFluencer = Financial Influencer. These are everyday creators, students, freelancers, and professionals who share insights into: Saving money smartly Applying for IPOs via MeroShare Budgeting on a student salary Paying bills via wallets like Khalti and eSewa Understanding NRB and SEBON updates Exploring digital banking and mobile apps Building side hustles and passive income Unlike traditional financial advisers, FinFluencers speak in everyday Nepali, relate to youth st...

 Traveling in Nepal has always promised breathtaking landscapes and cultural depth. But in 2025, those experiences are paired with smarter, faster, and more personalized digital tools — thanks to a wave of homegrown travel apps. Whether you're a backpacker tracing Himalayan trails or a local planning a city escape, these apps streamline every part of the journey : navigation, bookings, translations, guides, and even local tips. So what are the must-have Nepali travel apps this year? Let’s explore the top travel apps redefining mobility, hospitality, and adventure for modern explorers. 🛵 1. Pathao Nepal – Ride-Sharing on Demand Originally launched in Kathmandu, Pathao has grown into Nepal’s most reliable on-demand transportation app . 🚘 Features : Bike and car bookings Real-time GPS tracking In-app wallet and flexible payment options Food delivery & e-commerce integration Why travelers love it: Quick rides in congested cities, affordable pricing, and verified dr...

 Nepal’s travel scene is evolving fast. What once required phone calls, walk-ins, or printed tickets can now be handled entirely online — thanks to a rapidly growing network of FinTech platforms, mobile wallets, and travel-tech innovations. Whether you're planning a weekend escape to Pokhara or a cross-country trek to Mustang, digital payments are simplifying every leg of your journey . In 2025, travelers across Nepal — both domestic and international — are choosing speed, transparency, and cashless convenience. This blog takes a deep look into how digital payments are transforming the way we book flights, reserve buses, and confirm hotel stays . It also explores how travel businesses can tap into these tools to drive growth and customer satisfaction. ✈️ Flight Bookings: Sky-High Convenience at Your Fingertips Flying in Nepal used to mean long queues and manual processing. Today, digital wallets and airline integrations have redefined flight booking . ✅ How Travelers Are Booki...